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Certified HAFA Temecula Short Sale Agent

Source: suort.com via Sidney on Pinterest

Temecula Homes for Sale – Search

Talk to a Temecula Short Sale Agent | 951-217-6745

Published August 27, 2012 in Temecula Short Sale - 0 Comments

You should talk to a Temecula Short Sale Agent if…

by Sidney Kutchuk

You should talk to a Temecula Short Sale Agent if…

You can no longer make your mortgage payment.
Need to sell your home but can’t due to current market values.
Have to relocate due to job change or military service.
Your near retirement and need to downsize.
Due to divorce or court order you must sell your home.
You have  given up on real estate and want out.

Call a Temecula Short Sale AgentBottom line if you need to sell your Temecula home for most any reason in todays market
you should talk to a Temecula Short Sale Agent at Realty Works Temecula.
I am a Certified Temecula short sale specialist
and I make it easy for you to talk to me. Call me direct on my cell at 951-217-6745 

by Sidney Kutchuk broker and Temecula Short Sale Expert

You should talk to a Temecula Short Sale Agent if…

Published August 27, 2012 in Temecula Short Sale Specialist - 0 Comments

You should talk to a Temecula Short Sale Agent if…

You can no longer make your mortgage payment.
Need to sell your home but can’t due to current market values.
Have to relocate due to job change or military service.
Your near retirement and need to downsize.
Due to divorce or court order you must sell your home.
You have  given up on real estate and want out.

Call a Temecula Short Sale AgentBottom line if you need to sell your Temecula home for most any reason in todays market
you should talk to a Temecula Short Sale Agent at Realty Works Temecula.
I am a Certified Temecula short sale specialist
and I make it easy for you to talk to me. Call me direct on my cell at 951-217-6745 

by Sidney Kutchuk broker and Temecula Short Sale Expert

How long will it take to complete your Temecula short sale?

Published August 23, 2012 in Temecula Short Sale - 0 Comments

How long will it take to complete your Temecula Short Sale? Temecula Short Sale
The fact is the time-line from start to approval on a short sale has NOT been getting any shorter as many lenders have promised. It still takes about 90 days for short sale approval. Your lender and our government have put many systems and incentives in place to help you avoid foreclosure. But even with their promises of quicker approval times its just not happening.

One of the biggest issues is closing. Once you have you short sale approved your lender will give you 30 days to close.
This should now be the easy part. You have your short sale approved and we close right? Wrong! Once you have the approval
letter in hand a copy needs to go out to the buyers agent. The buyer has been waiting 90 days for this short sale approval letter.
Now they have 30 days to close and have to scramble to get the appraisal,inspections and final loan approval.This is were many
short sales blow up!Short Sale buyers If your short sale fails due to the buyer it’s a redo,no matter what your lender says expect a 30 day
delay to get back to approval and you have to get a new approval letter as when the lender issues a short sale approval letter that letter
is buyer specific. It has the buyer name in the body of the approval.You can not just move on to a backup buyer. 

How long will it take to complete your Temecula short sale? I quote 4 months. 90 days to get approved and 30 days to close if your buyer does not fail to perform. Thats a whole other short sale subject. By Sidney Kutchuk,Temecula Short Sale Agent.

 

Murrieta Homes for Rent. 3 bedrooms + Office $1,695

Published August 19, 2012 in Temecula Short Sale - 1 Comment
Murrieta homes for rent | 951-824-6893

Overview
Maps
Photos
Description

$1,695
Residential Rental
Main Features
3 Bedrooms
2 Bathrooms
Interior: 2,255 sqft
Lot: 6,970 sqft
Location
37676 Flora Ct.
Murrieta, CA 92563
USA
To get updates on open home dates and other property events, please click the “Like” button below:


Sidney M Kutchuk

Sidney M Kutchuk

Realty Works Temecula
(951) 676-4663
Expert@aShortSale.com
http://www.aShortSale.com

       

Listed by: Realty Works Temecula

Our recent listings

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Nearby rentals

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Murrieta Short Sale Homes – 6 Bedrooms – $235,663

Published August 19, 2012 in Temecula Short Sale - 1 Comment

Murrieta Short Sale Homes – Investor Special – 6 Bedrms $235,663.00

by Sidney Kutchuk

Murrieta Short Sale Homes – Investor Special – 6 Bedrms $235,663.00


Murrieta Short Sale Homes | by Realty Works

Overview

Maps

Photos

Market Stats 

$235,663
Single Family Home
Main Features
6 Bedrooms
3 Bathrooms
Interior: 2,671 sqft
Lot: 7,405 sqft
Location
27988 Busman Rd
Murrieta, CA 92563
USA

To get updates on open home dates and other property events, please click the “Like” button below:


Sidney M Kutchuk Sidney M Kutchuk

Realty Works Temecula
(951) 676-4663
Expert@aShortSale.com
http://www.aShortSale.com

      

Listed by: Realty Works Temecula

Our recent listings

 

Subscribe to our listing feed
See more Murrieta, CA real estate for sale

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Listed by the…. Murrieta Short Sale Agents at Realty Works Temecula 951-676-4663

FORECLOSURE TRENDS ARE MIXED

Published August 14, 2012 in Temecula Short Sale Hotline - 0 Comments

 

FORECLOSURE TRENDS ARE MIXED July 2012 California Foreclosure Sales were up 10.4 percent over last month, while still down 41.7 percent vs. July 2011. California Notice of Defaults were basically flat showing an increase of 1.4 percent vs. June 2011, and a 12.3 percent increase vs. July 2011. In Arizona, July 2012 Foreclosure Filings were down 29.2 percent vs. June 2012 and down 28.2 percent vs. June 2011. Arizona Foreclosure Sales saw an increase of 27.5 percent vs. June 2012, and a decrease of 41.7 percent vs. 2011. It is normal to see monthly fluctuations in both directions on a month-to-month basis, thus it is critical to look at the monthly trends over time to get a clear picture of the Foreclosure marketplace.

Data Source… Foreclosure Radar

29604 Baker Ln,Murrieta | Single level Murrieta Hm 4 Rent.

Published August 12, 2012 in Temecula Short Sale - 1 Comment

29604 Baker Ln,Murrieta | Large single level home for rent.

by Sidney Kutchuk


Murrieta homes for rent | 951-824-6893
Overview
Maps
Photos
Neighborhood
$1,895
Residential Rental
Main Features
4 Bedrooms
3 Bathrooms
Interior: 2,937 sqft
Lot: 7,841 sqft
Location
29604 Baker Ln
Murrieta, CA 92563
USA
To get updates on open home dates and other property events, please click the “Like” button below:

Sidney M Kutchuk Sidney M Kutchuk

Realty Works Temecula
(951) 676-4663
Expert@aShortSale.com
http://www.aShortSale.com

       

Listed by: Realty Works Temecula

Our recent listings

Subscribe to our listing feed

Nearby rentals

Powered By RealBird.com

Sidney Kutchuk | August 11, 2012 at 6:30 pm | Tags: Murrieta Homes for rent | Categories:Murrieta Real Estate | URL: http://wp.me/p24A2i-9X

Murrieta Short Sale agent 951-217-6745

Published August 11, 2012 in Temecula Short Sale - 1 Comment

Murrieta Short Sale 951-217-6745

by Sidney Kutchuk

Murrieta Short Sale listed by,Realty Works Temecula. Murrieta Short Sale Specialists


Murrieta Short Sale Agent
Overview
Maps
Photos
Market Stats
$304,663
Single Family Home
Main Features
5 Bedrooms
3 Bathrooms
Interior: 3,800 sqft
Lot: 8,276 sqft
Location
29691 Ski Ranch ST
Murrieta, CA 92563
USA
To get updates on open home dates and other property events, please click the “Like” button below:

Sidney M Kutchuk Sidney M Kutchuk

Realty Works Temecula
(951) 676-4663
Expert@aShortSale.com
http://www.aShortSale.com

      

Listed by: Realty Works Temecula

Our recent listings

Subscribe to our listing feed

Nearby properties for sale

Powered By RealBird.com

Sidney Kutchuk | August 10, 2012 at 9:52 pm | Tags: Murrieta Short Sale Agents | Categories:Murrieta Short Sale Agents | URL: http://wp.me/p24A2i-9S

HAFA Short Sales pick up.

Published August 9, 2012 in Temecula Short Sale - 0 Comments

HAFA short sales pick up.

by Sidney Kutchuk

HAFA short sales pick up slightly after rules eased
Under the Home Affordable Foreclosure Alternatives program, mortgage servicers completed 6,069 short sales and deeds-in-lieu of foreclosure in June, according to Treasury data. The total equaled roughly 100 more than May and up from less than 4,500 in each of the first four months of the year.

The U.S. Treasury relaxed some rules in January to expand the program, which launched more than two years ago. Beginning in February, servicers are no longer required to verify a borrower’s financial information or if the monthly mortgage payment exceeded 31 percent of income.Also the amount of funds available to pay a Jr Lien was increased to $8,500.00

Of the deals completed, 1,500 were deeds-in-lieu of foreclosure. Under HAFA rules, a borrower must make a good faith effort to list and market the property before the servicers can offer a payment. The Treasury allows borrowers to receive at least $3,000 in relocation costs.

Nearly two-thirds of all HAFA deals occurred in California (42 percent), Florida (16 percent), and Arizona (7 percent), according to the Treasury.

Source: Calif Association of Realtors.

Sidney Kutchuk | August 8, 2012 at 11:10 pm | Tags: US Treasury HAMP & HAFA | Categories: HAMP and HAFATemecula Short Sale Agents | URL: http://wp.me/p24A2i-9P

Extension of the Mortgage Forgiveness Debt Relief Act.

Published August 9, 2012 in Temecula Short Sale - 0 Comments

Extension of the Mortgage Forgiveness Debt Relief Act.

by Sidney Kutchuk

Extension of the mortgage cancellation relief act moves to Senate
Late last week, the Senate Finance Committee crafted and sent to the full Senate a package that would extend the mortgage relief provision for an additional year, through Dec. 31, 2013.

The Senate was unable to act on the bill before adjourning for its August break and the party conventions. The Senate reconvenes Sept. 10. Chairman Baucus (D-MT) had hoped to finish this package before the election in order to provide certainty about the extension (or not) of more than 50 provisions. Nonetheless, it is not known if the package also would be considered in the House before the election.

Without this extension the Mortgage forgiveness and debt relief act will sunset at the end of 2012.This act offeres relief to homeowners who would formerly owe taxes on forgiven mortgage debt after a short sale.

Source: Calif Association of Realtors Newsline.