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Certified HAFA Temecula Short Sale Agent

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All posts in "Cal Vet Short Sale"

Cal Vet Short Sale Approvals – They do exist!

Published November 20, 2011 in Cal Vet Short Sale - 0 Comments

 

Cal Vet Short Sale Approvals – They do exist!

This is a milestone approval for me,as not only did I get Cal Vet to issue the approval I also secured the approval of the second lien which is held by Bank of America.
While getting two short sale approvals is not so rare it’s the fact that in this case the first lender is CAL-VET and they take a very hard line. NO SHORT SALES & forget even asking if there is a second lender involved.

After jumping through all the CAL-VET forms and BPO I was able with the sellers help to open up a clear channel to the person in charge at Cal Vet.It did not take long to get both lenders to approve this short sale (about two months),it was the estimated HUD closing statement that was a major issue with Cal-Vet. They did not want the closing statement to show any funds being paid to the second lien holder. Bank of America issued their approval with the condition that they be paid $6,000.00 at the close of escrow.
Cal-Vet would not pay any funds to Bank of America.It is their policy to never pay a cent to any junior lien holder.As hard as I tried they did not seem willing to budge on this point.

After losing the first buyer and going though many counters with the next buyer a solution was found.The second buyer was willing to bring the $6,000 needed to pay Bank of America to the table.Even with Cal-Vet off the hook for these extra funds they still did not even want to see the $6,000.00 from the buyer on the HUD closing statement. After much back and forth they agreed to allow it and issued the short sale approval.

All in all Cal-Vet was very responsive and good to work with. Cal-Vet approvals do exist.Below is proof.     

                                                                

 

The short sale process – In 5 EZ steps – A thumbnail view for home sellers.

The short sale process – In 5 EZ steps – A thumbnail view for home sellers.

The short sale process – In 5 EZ Steps – A thumbnail view for sellers.

The Short Sale ProcessSellers want to know what is the short sale process.
How does a short sale work?
Can I short sale my house?

Yes you can,the short sale is a process that I Sheppard my clients through from beginning to end.

1. We consult and you decide if a short sale is YOUR best option.
2. You provide me with the supporting documents your lender needs for a short sale.
3. I list your home and find a buyer.
4. I negotiate with your lenders and get you an approval with NO deficiency owed.
5. We close escrow and you receive a check for $3,000.00 from your lender.

This whole process takes 4 months and yes of course there are many more details to a short sale..
My message to you is this. Think about it. A short sale can set you free and allow you at a second chance at
home ownership.

You have to start at #1. (above)

Email me or call me for a free,no drama,no pressure,real hour consult with a real Short Sale Specialist.

This is my personal cell number that only I answer and if I don’t its only because I am helping another client with their short sale,so please leave me a message.

The short sale process is one I know well. 18 years of short sale experience.
Certified HAFA Short Sale Specialist. 

 

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   CALL ME, 951.215-6745 cell

41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Cal Vet short sales,Easy or Hard?

The Cal-Vet Short Sale,Easy or Hard?         Cal Vet

I have just started a Temecula Cal Vet short sale and so far the process is going smooth.
One of the fastest short sales I have completed was a VA short sale and this Cal-Vet short sale is on
tract to a fast close as well. The Property Agent (negotiator in Cal Vet speak)returned my call the same day I called.

So Far so good. I received an email from him the next day that my short sale package had been received and he only requested one additional item. This is looking too easy.

Now for the hard part. This seller has a large second loan on the property and Cal Vet does does not play well with other lenders. This is going to be interesting. Will Cal Vet work with me and the seller and lender #2?  I think so.

The Cal-Vet Short Sale,Easy or Hard?   Fast or Long, I will keep you posted.

 

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   CALL ME, 951.215-6745 cell

41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Temecula Seller reviews my work as a Temecula Short Sale Specialist.

Seller review of my work as a short sale specialist.

Another happy short sale client.

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Summary of the sellers experience with RealtyWrks.com

Sidney and his crew were fantastic from the first phone call until the close of escrow. His initial information was true and correct and he made the whole short sale experience very easy. We were all done in about 3 months, with no hassles or problems at all. We never had to do an open house, as the first client he brought to the house made a full price, cash offer. We were never contacted by our lenders. All calls and emails were answered promptly and with the appropriate information. Bottom line…. if you really want to sell your house in this market, Sidney is the one to hire.

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   
CALL ME, 951.215-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me