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Certified HAFA Temecula Short Sale Agent

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Temecula Short Sale Specialists 951-217-6745

Published February 12, 2012 in Temecula Short Sale Specialist - 0 Comments

Temecula Short Sale Specialists 951-217-6745

Our local Short Sales Specialist Realtors offer FREE solutions to home owners.

Does the current economy have you caught between a rock and a hard place? We have a FREE solution for you! We are your local real estate agents at Realty Works Temecula. We offer Free counseling and short sale real estate services to home owners in the Temecula & Murrieta area. If you owe more than the value of your home, our local agents will work with your lender to negotiate a lower payoff amount on your home loans in order to get your home to a price range where it will sell.

  • Our services are completely free to all home owners, your lender pays our fees, as well as ALL traditional sellers closing costs!
  • We will work to get you fully forgiven of your debt, regardless of what you owe on your home
  • You do not have to be in Default or foreclosure for us to work a short sale for you.
  • We are NOT investors, we are state licensed and regulated real estate agents, who are here to serve your best interests.
  • It is usually in your lenders best interests to accept a lower amount than you owe, as foreclosure proceedings cost an average of $58,000 or more for your lender to process.

If you are in financial hardship and must get your home sold or have rental properties you can no longer afford, we would like to discuss your circumstances with you to see if you qualify for a no cost short sale. Know your option to foreclosure. Contact us today for a free, confidential, no obligation consultation.

www.aShortSale.com

Realty Works Temecula
41720 Winchester Rd #I
Temecula CA 92590
20 Years of Local Real Estate Experience! 

 

 

 
Ask about the HAFA Short Sale program that can give you $3,000 BACK to complete a short sale on your property

Temecula Short Sale Specialist – IRS no problem.

Temecula Short Sale Specialist – IRS no problem.

Yes your can strike the IRS off your list of items of concern if you decide to go forward with

Temecula Short Sale Agents

Temecula Short Sale Specialist

a short sale. You have the protection of an act signed into law by the president of the United States
in 2007.

This act is the   Mortgage Forgiveness Debt Relief Act of 2007this act address the issues of
Phantom income. This is the income that shows on the 1099 form that your lender may send
you after the close of your short sale. It is called Phantom income as this is money/income that
you never really received yet it shows as income on the 1099 and the IRS looks at the 1099 as income –
money you have received.

You may not be covered or protected by this act if you have not lived in the property two of the last five years and
note,this act will expire at the end of this year! Dec 2012. It has been extended once before and I believe
we will see another extension of this act granted before the end of the year.

This is just one of the many protections offered to you in a short sale. If you decide that a short sale is a better option to a foreclosure
or you just need more short sale information call me at 951-217-6745  or email Expert@aShortSale.com

No fees or pressure,just honest free advise from the best Temecula short sale specialist.

 

 

 

CHASE offers my Temecula Short Sale client $30,000.00

CHASE offers my Temecula Short Sale client $30,000.00 to make a fresh start. 

The letter from CHASE reads…

  • RETURN YOUR LISTING AGREEMENT NOW
  • OWE NOTHING MORE ON YOUR MORTGAGE
  • GET $30,000.00 WHEN YOU SELL YOUR HOME.My clients had 20 days to respond, or the offer would no longer be valid.
    Chase told them to find a real estate agent with experience working with mortgage companies,
    they called me and asked for my help as their Temecula short sale specialist.

My clients were a bit skeptical as to if this was a true offer as most banks offer $3,000.00 not $30,000.00
to cooperate with the short sale process
I let them know it is a very limited offer and that Chase has sent this letter out to only a very few selected Temecula homeowners.

I listed their home and posted a copy of the letter here so you know this is a real offer from CHASE.

Update! I was able to get their short sale approved and handed them a check for $30,000.00

Approved Temecula Short Sale

Handing my client a check for $30,000.00

If your lender offers you the option of a short sale call me. I specialize in getting Temecula short sales approved discreetly. Call 951-217-6745 or go to www.aShortSale.com
 

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   
CALL ME, 951.217-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Temecula Homeowners rush to complete short sales in 2012

Published January 3, 2012 in Temecula Short Sale Specialist - 1 Comment

Temecula homeowners rush to complete a Short Sale in 2012.

In just a short 12 months from now the protections offered to Temecula homeowners by Short Sale Tax Break
the “Mortgage Forgiveness Debt Relief Act of 2007” will expire. Congress passed this act to protect homeowners who have lost their homes. In summary this act protects you for up to $2 million dollars when a lender cancels or forgives debt in a short sale. The protection is in the form of protection from taxes.

You will not be responsible for paying taxes on the forgiven amount. This is the amount that your lender is required to put on the I.R.S  form 1099c which you will receive after a short sale is completed.

This protection applies to your primary residence only. I have provided a link here for you that will take you directly to the bill as it appears at the I.R.S. web site

This is why I believe in 2012 Temecula homeowners will rush to complete a Temecula Short Sale.

Harveston Lake homeowners need a Temecula Short Sale Specialist.

Published December 30, 2011 in Temecula Short Sale Specialist - 0 Comments

Harveston Lake homeowners need a Temecula Short Sale Specialist.

Many Harveston Lake homeowners purchased their homes at the very top of the Real Estate Market. Late 2004 toTemecula short sale agents
early 2005 Harveston was the new hot spot in Temecula to buy a home or purchase an investment. Fast forward to today
and those great investment homes have lost almost 50% of their value.

Thats were I come in.If you live in the Harveston Lake development and have tried to modify you loan and been denied or if
you were given a modification and it is failing you. Call me,let me show you a solution to foreclosure called a short sale.

I have helped many Harveston homeowners get out of a bad mortgage with NO deficiency and get a fresh start. If your thinking
about a short sale or if your lender has told you a short sale is an option for you,call me for the details. There is no costs to you if you decide to go forward with a short sale and I can in many cases get your lender to pay you $3,000 to $20,000 to cooperate with a short sale.

The window is open now for you to get a fresh start via a short sale.So make the call or email me. I have a proven tract record of over 16 years experience helping Temecula families with the short sale. I am a Temecula Short Sale Specialist.  

 You may only have one shot to get this done correctly.


     Sidney Kutchuk – Broker at Realty Works Temecula – 951-217-6745 – Expert@aShortSale.com


Bank of America Short Sale process improves!

Published December 18, 2011 in Temecula Short Sale Specialist - 0 Comments

Bank of America HAFA Short Sale process improvements.

Bank of AmericaBank of America sent out a letter today that as of Dec 1 2011 they made changes to the short sale process that will reduce the time needed to complete a short sale.

” When a short sale is submitted with an offer and the homeowner is HAFA eligible, we will no longer halt work on the file while waiting to contact the homeowner. HAFA eligible homeowners are no longer required to call our Short Sale Customer Care to indicate whether they will participate in the program.”

This is a good step forward and can cut weeks off the time currently needed to complete a short sale.
Currently our Temecula short sales with Bank of America are taking about 100 days to get full short sale approval.

If you have a home loan with Bank of America and want to know if a short sale is an option for you,call or email me.I have 16+ years of short sale experience and there is never a fee for my short sale help.

Link to Bank of America HAFA page
Link to Temecula Short Sale Specialist. 

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   
CALL ME, 951.217-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Should I short sale my Temecula house?

Temecula short sale signWhy should I short sale my Temecula house?

Chances are you already know the answer but need to rationalize it out
in your head before you go forward with a short sale.Let go over a few of the reasons a short sale may be the correct solution for you.

Obvious reasons.
  1. Your home has lost all is value and you see no recovery in the near future.
  2. Your payment has or is adjusting up and you can no longer make the mortgage payment.
  3. Job loss,reduction in pay,retirement,divorce,relocation,health……..
Not so Obvious.
  1. Current laws have opened a window for you to get a fresh start via a short sale.
  2. Current tax benefit windows will be closing soon.
  3. Failed loan modification

These are just a few of the facts that may answer your question,”should I short sale my house?”
I have been helping local Temecula sellers for over 16 years and have earned the title Short Sale Specialist and I’m a certified *HAFA short sale agent.

I can go over your situation in detail with you and then if you decide a short sale is for you we can go over the details on how to get your short sale approved.

*HAFA =Home Affordable Foreclosure Alternatives

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   
CALL ME, 951.217-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Short Sales for Seniors

Short Sales for SeniorsShort Sales for Seniors.

This month the bulk of my short sale transactions have been helping client’s that are nearing
retirement. These sellers had all reached the same conclusion. They all had wonderful homes that they loved, but could see that they had to come first,not their homes. Their homes had all taken a nose dive in values and they where all saddled with vary large mortgages.

The short sale was the solution that allowed them get their houses sold and move on with their life.
What the short sale achieved for them was huge. They knew that they would never see their home values returning to any were near what they owed, and with the new short sale laws they would not have to worry about their lenders seeking a deficiency judgment.

Along with the short sale approvals many of them also received $3,000.00 from their lenders for their cooperation during the short sale process.

I’m a senior myself and have also be through a short sale with my home.I know how to guide you through this most difficult type of real estate transaction.My service to you as your short sale agent is always free.

I am a certified short sale specialist and I specialize in Short Sales for Seniors.

 

Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
   
CALL ME, 951.217-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me