Temecula Short Sale Agents – Help Line 951-217-6745

Short Sale Archives

Categories

Temecula Short Sale Specialist

Temecula Short Sale Agents Posts

September 2019
M T W T F S S
« Sep    
 1
2345678
9101112131415
16171819202122
23242526272829
30  

Search

Certified HAFA Temecula Short Sale Agent

Source: suort.com via Sidney on Pinterest

Temecula Homes for Sale – Search

Tag Archives for " short sale realtor "

Choices To Avoid Foreclosure

Published February 16, 2011 in Bank America Short Sales - 0 Comments

Sold By Short Sale

Today, I would like to talk about a frequently asked question. There have been countless Phliadelphia/Wilmington, DE homeowners who have asked me, “What do I do once I can not afford to pay my mortgage anymore?” Generally when potential clients ask that question they are embarrassed, dismayed or discouraged. They have come to a situation where they can no longer afford their home. It brings them a feeling of defeat and distress. Let me tell you this. You are not alone.

At the moment in the Phliadelphia/Wilmington, DE locale 20% of the houses on our market are Phliadelphia/Wilmington, DE short sales or Phliadelphia/Wilmington, DE foreclosures, and that amount is growing. There are a lot of reasons why this occurs. Loss of job, reduction of take-home pay, divorce, medical expenses, disability, and even overspending can trigger this situation. In spite of of the position, you do have options.

You are not a deadbeat. Deadbeats are people who throw away money with no intention of paying it back. Lots of Phliadelphia/Wilmington, DE potential customers have gotten themselves trapped in the economic decline.

As i chat to prospective Phliadelphia/Wilmington, DE short sale customers, the hardest thing to defeat is their dismay in this situation. You are not alone and you have alternatives. You do not have to be disturbed by the bank while you are at work or with friends. You can give all of that strain to us. We are eager to take your property on as a Phliadelphia/Wilmington, DE short sale if you qualify and the good news is, a large amount people do meet the requirements.

With a brief and basic phone meeting we can inform you if you qualify for a Phliadelphia/Wilmington, DE short sale. We are prepared to negotiate on your behalf with the bank. Just fill out a form on our website, phone us, or attend one of our information webinars on our website.

Philadelphia Sold By Short Sale can answer your questions. We are Philadelphia and Wilmington Foreclosure Avoidance and Short Sale Specialists.

Get more help from Philadelphia short sale Realtor, Matt Fetick, at Sold By Short Sale presented by the Premier Short Sale Realtor in Philadelphia and Wilmington

Do You Meet The Criteria For A Short Sale?

Published February 15, 2011 in Bank America Short Sales - 0 Comments

Short Sale Shift

Welcome to Short Sale Shift. We are Minneapolis/St. Paul’s leading short sale realtors. It is our purpose to bring you factual details on the topic of Minneapolis/St. Paul short sales. If you have any questions on the subject of short sales, please take a glimpse at our videos or feel free to email us or give us a call.

We’ve been doing these videos for roughly half a year. So, we wanted to go to the critical questions again. A lot of people call us and ask if they qualify for a short sale. They speak about how their section has lost lots of value or how the homes on all sides of them are being foreclosed on. We have discovered that nearly all people can find a way to meet the criteria. The most significant thing to demonstrate to the bank is that you have a high debit to income ratio.

When all’s said and done, you simply need to show the bank that you have more cash going out than you do coming in. Now and then people have a tough time figuring out how much money they actually spend. It is uncomplicated to add up the cable bill and the mortgage and the electric bill, but frequently they forget about the hundreds of dollars that are lost. Lots of times we see people underestimate their expenses, for instance, spending $30 per month on gas. We own a document that we can forward you to figure this out.

Also, keep in mind that once you have missed a payment, the lender has the hardship. The lender doesn’t want to own your Minneapolis/St. Paul home. If they can work with a good quality short sale realtor, they will always take the short sale over foreclosure since it saves them money. If you have a house in or around Minneapolis/St. Paul, give us a call. We can help you find out if you meet the criteria or solve any questions you might have on the subject of a Minneapolis/St. Paul short sale.

Minnesota Short Sale Shift can answer your questions. We are Minnesota’s Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Josh and Sarah, at Short Sale Shift presented by the Short Sale Specialists of Minnesota

Picking The Right Short Sale Agent Is Critical

Published February 15, 2011 in Bank America Short Sales - 0 Comments

My First Short Sale

Hi! Welcome to Group 46:10’s short sale website. We are Kevin Kauffman and Fred Weaver, Arizona’s leading short sale specialists. There are a lot of high-quality morsels of information on this blog to help Maricopa county home owners stay knowledgeable or get up to date about short sales in Arizona. We have completed more than 350 short sales over the previous couple years at a fantastically high success ratio. So, we have lots of good quality information to share with you.

We need to encourage you not to play games with your residence. There are too many people out there that are entrusting their home and their future financial well being to somebody that does not have the skills to take care of them. We are agents that actually educate other realtors. We want you to recognize that there is a big difference between short sale experts and other agents. There are very few short sale specialists. Do not play around with your home. This is about your financial livelihood.

If you didn’t know this, your success completing a short sale versus letting your home go to foreclosure can cause you to wait as many as five more years to buy a new residence. Let me make clear. If you short sale your property, you can obtain a new property in as little as two years. However, if you go to foreclosure, you will have to wait a minimum of seven years to purchase a property.

We would like to chat to you more about your choices. Please fill out a form on our blog concerning your Arizona short sale. We look forward to speaking with you.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

Special Short Sale Realtors

Published February 14, 2011 in Bank America Short Sales - 0 Comments

My First Short Sale

Hi! Welcome to Group 46:10’s short sale website. We are Kevin Kauffman and Fred Weaver, Arizona’s premier short sale realtors. There are a lot of excellent pieces of information on this blog to help Arizona property owners stay up to date or get educated concerning short sales in Arizona. We have closed higher than 300 short sales over the past few years at a very high success rate. So, we have lots of good quality information to share with you.

We would like to chat about one exact topic that can help homeowners relate to why we are so talented at what we do, short sales. From time to time we like to share stories so that you can understand how we are uncommon. We know that we look different from the typical realtor. Still, here’s the deal. We are professionals and we get the job done.

The average realtor will struggle in the world of short sales. For example, in order to be thriving with short sales, you need to have contact information for lender staff. One of our tips or tricks to receiving that contact information is to transmit out a Happy Thanksgiving email to bank executives. From that email we obtain an automated reply. Inside those auto response emails, there is typically a memo that tells us to contact this person or that person for assistance. So, by simply sending out one email, we gather extra contact details.

Your conventional realtor contacts the customer service division at the bank and asks for an update on their short sale packages. We, on the other hand, penetrate the lenders upper management that is making all of the decisions. You might think that it is insignificant or we are goofy, but please know that we are willing to go the extra mile to get your short sale package closed.

We would love to talk to you more concerning your choices. Please fill out a form on our blog concerning your Arizona short sale. We look forward to speaking with you.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

How We Successfully Close Short Sales

Published February 14, 2011 in Bank America Short Sales - 0 Comments

My First Short Sale

Hi! Welcome to Group 46:10’s short sale website. We are Kevin Kauffman and Fred Weaver, Arizona’s premier short sale realtors. There are a lot of excellent pieces of information on this blog to help Arizona property owners stay up to date or get educated concerning short sales in Arizona. We have closed higher than 300 short sales over the past few years at a very high success rate. So, we have lots of good quality information to share with you.

We would like to talk about the reason why you ought to intensely consider doing a short sale. You are going to find yourself in a condition in the next couple years where you may want to acquire an additional home. Perhaps it is four or five or six years away. And we are here to tell you that the banks have tightened their rules and regulations. They will make you wait a minimum of seven years to purchase a new property.

On the flip side, if you are a homeowner that uses the short sale, you have gone to the bank and renegotiated with the lender to sell your property by the use of short sale, you will be rewarded. Property owners that use the short sale can acquire a home in as little as two years. Right now you might be thinking about the short term. However, you have to think about the long term. Think about where you will be in a couple years and how your life will be on track and you may want to obtain a property again. The market will still be in a condition that you can take advantage of these miraculous prices to own a property again.

We would love to speak to you more about your choices. Please fill out a form on our blog concerning your Arizona short sale. We look forward to speaking with you.

Short sale FAQs and more.

Get more information on selling your home from Kevin and Fred at My First Short Sale by the Short Sale Specialists of Arizona

Timelines For Gov’t Programs, HAFA And HAMP

Published February 14, 2011 in Bank America Short Sales - 0 Comments

The Capstone Team

Hello, we are Derick and Andrea of the Capstone Team. We are the premier Bay Area short sale realtors. This blog is intended to help Bay Area homeowners stay informed of their options in avoiding foreclosure. Today we would like to chat with you regarding two gov’t programs, HAFA and HAMP, and their present timelines.

A lot of citizens in Bay Area have gone through the annoyance of attempting to acquire a loan modification only to have their home get foreclosed upon while they were in the loan modification process. Others have determined to do a short sale only to have the process go on for months at a time. Dependent upon the bank, the short sale may not be permitted, or since the procedure takes a long time, the buyer may make a decision to move on to a different home. With the new gov’t programs, this does not need to happen any longer! The time lines for HAFA and HAMP are significantly reduced.

  • HAMP is the Home Affordable modification Plan (Government Loan mod Program)
  • HAFA is the Home Affordable Foreclosure Alternatives Plan (Government Short Sale Plan)
  • Approvals happen in 10-14 days (although in practice may take a slight more)
  • Approval process starts once all paperwork is turned in
  • Good news for those attempting a loan mod or short sale

These programs involve the same paperwork and an extra form or two to qualify for.Nonetheless, the process is significantly faster for both programs. You will also get an approval or disapproval quickly. This permits you to move on to your next choice right away and elude a foreclosure.

If you are thinking about a short sale and dwell in the Bay Area locale, call us for more details and to find out if you meet the criteria.

The Capstone Team can answer your questions. We are Bay Area Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area

Employment Loss, Wage Cuts, And Short Sales

Published February 13, 2011 in Bank America Short Sales - 0 Comments

Orlando Short Sale Expert

Today we would like to speak a little bit about Employment loss. Lots of homeowners have lost their job or taken a considerable cut in pay. I bring this topic up because I have experienced this in my personal life. I’ve seen acquaintances and family members who have worked for businesses for several years and have lost their jobs. There are also a few who have taken a wage cut in order to retain their employment.

The unemployment rate in the Orlando area is high and i know that it is an issue. This has led to a troubling trend of Orlando potential short sale clients who are utilizing their savings account and their retirement account to keep up with their loan. They are simply trying to hold on to their Orlando property. Nevertheless, nine times out of ten, they end up losing their home and their funds.

I would persuade you to not throw good money after bad. If you have lost your job or witnessed a loss in income and in an upside down property, do not begin using your funds to keep your home. You will end up in a poorer situation, from my experience. Don’t leave the house or go through foreclosure. That is the worst route to pick. Short sale your Orlando house.

Here at the Mark Alan Adams Team, we are Orlando short sale agents. If you have had a loss of wages, we can build a case for your bank to aid you with your Orlando short sale. Sign up for our at no cost short sale package to receive more details in relation to Orlando short sales. we’d happily talk with you about your alternatives in this challenging time.

The Orlando Short Sale Expert can answer your questions. Mark Alan Adams’ Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale expert, Mark Alan Adams, at Orlando Short Sale Expert presented by the Short Sale Specialists of Orlando

Working A Loan Mod, Have A Backup Plan

Published February 13, 2011 in Bank America Short Sales - 0 Comments

The Capstone Team

Hello, we are Derick and Andrea of the Capstone Team. We are the premier Bay Area short sale realtors. This blog is intended to help Bay Area homeowners stay informed of their choices in avoiding foreclosure. Today we would like to confer with you on the subject of loan mods and making sure that you have a backup plan when and if your loan modification doesn’t work. We witness it all of the time: homeowners want to trust that their loan modification is going to be approved and they will get to hang on to their Bay Area home. Alas, the realism is that around 20% of loan mod applied for end up going permanent. If you do submit an application for a loan mod, the numbers undoubtedly are not in your favor. This can be due to numerous factors due to not being employed, being under-employed, poor health and so on. The lender will not give you a loan modification if you can’t make the payments on your Bay Area home according to their guidelines. What are your choices? Your 3 main choices include a conventional sale, HAFA short sale, or Bankruptcy. Their are other options, and if you would like to hear about them, please get in touch with us. Nonetheless, the above options are really the only options left for a lot of people that find themselves in economic distress. This is because by the time many people get to this step of financial hardship, they have reached their credit limits, used up their 401k and any other reserves they may have. The important points to keep in mind, are that A) You may be able to purchase a home again after just 2 years after a short sale, and B) You are likely to end up losing your property. Have a backup plan: if you are working on a loan modification, you have to define when you will give up and sell. A good rule of thumb is that if you have gotten a foreclosure date either in words or through a Notice of Default, you should think about a short sale.

If you are taking into consideration a short sale and have your home in the Bay Area area, call us for more details and to find out if you meet the criteria.

The Capstone Team can answer your questions. We are Bay Area Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area

Working A Loan Mod, Have A Backup Plan

Published February 13, 2011 in Bank America Short Sales - 0 Comments

The Capstone Team

Hello, we are Derick and Andrea of the Capstone Team. We are the premier Bay Area short sale realtors. This blog is intended to help Bay Area homeowners stay informed of their choices in avoiding foreclosure. Today we would like to confer with you on the subject of loan mods and making sure that you have a backup plan when and if your loan modification doesn’t work. We witness it all of the time: homeowners want to trust that their loan modification is going to be approved and they will get to hang on to their Bay Area home. Alas, the realism is that around 20% of loan mod applied for end up going permanent. If you do submit an application for a loan mod, the numbers undoubtedly are not in your favor. This can be due to numerous factors due to not being employed, being under-employed, poor health and so on. The lender will not give you a loan modification if you can’t make the payments on your Bay Area home according to their guidelines. What are your choices? Your 3 main choices include a conventional sale, HAFA short sale, or Bankruptcy. Their are other options, and if you would like to hear about them, please get in touch with us. Nonetheless, the above options are really the only options left for a lot of people that find themselves in economic distress. This is because by the time many people get to this step of financial hardship, they have reached their credit limits, used up their 401k and any other reserves they may have. The important points to keep in mind, are that A) You may be able to purchase a home again after just 2 years after a short sale, and B) You are likely to end up losing your property. Have a backup plan: if you are working on a loan modification, you have to define when you will give up and sell. A good rule of thumb is that if you have gotten a foreclosure date either in words or through a Notice of Default, you should think about a short sale.

If you are taking into consideration a short sale and have your home in the Bay Area area, call us for more details and to find out if you meet the criteria.

The Capstone Team can answer your questions. We are Bay Area Foreclosure Avoidance and Short Sale Specialists.

Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area

Working With Small Banks And Short Sales

Published February 13, 2011 in Bank America Short Sales - 0 Comments

Short Sale Power Hour

This is officially the original installment of Short Sale Power Hour, year two! Fred is currently on hold with PHH Mortgage, a smaller lender in the industry. He was attempting to close up this call with PHH Mortgage before filming, but that has not occured.

We talk about the large four banks lots on this program. GMAC, Wells, BofA, and Chase are the bulk of our interactions. Today, we are going to chat about the smaller lenders in this game and in particular PHH Mortgage. A lot of of these smaller lenders have major issues with short sales.

Here’s the deal. With smaller banks you need to master the first 30 days. call them habitually. You have to be on top of them through every step of the course, even more than the big banks. They are losing documents frequently and their stated procedure times are dreadfully long. It can be 60-90 days before they will even get you to a coordinator and do a BPO.

We took a little time to dig up contact details for PHH Mortgage and now we have an cache of people to contact if we need to escalate. It becomes crucial to escalate files quicker with these smaller banks. You need to put the demands on these small lenders.

We are also working on a deal with Flagstar. They are still working on folders based on how close they are to the foreclosure sale date. The big lenders stopped doing this since they found out that the only thing they were accomplishing is postponing sale dates. So, none of the transactions were being approved.

In summary, stay on top of your files with smaller lenders. Escalate sooner rather than later. It is easier to get to the top. Additionally, with smaller lenders, the employees take things a little more personally because they are not dealing with short sales as much.

Short sale FAQs and more.

Get powered up by Kevin and Fred at Short Sale Power Hour by the Short Sale Specialists of Arizona