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Certified HAFA Temecula Short Sale Agent

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Tag Archives for " Temecula Ca 92591 "

Harveston Lake,Temecula CA 92591 – A great place to call home.

Published May 3, 2014 in Temecula Short Sale - 0 Comments

Harvesten Lake in Temecula CA 92591

If your thinking the Temecula or Murrieta area is going to be were you want to call home, check out Harvestion Lake. This is the development I chose to call home. Let me share some of the things I enjoy living here in Harvestion. First you will find people of all ages living and enjoying Harvestion Lake. From young families to senior citizens. Harvestion Lake 2005

My son Adam and his family also picked Harvestion Lake as the place to raise their family.There are many great schools,day care,parks and pools for them to enjoy. Below is a picture of Adam and my grandson Cody who caught his first fish here at the lake. No fishing permit is needed. The lake is stocked with fish and the rules are catch and release. No keeping the fish.

FIshing at Harvestion Lake 

One of the focal points here at Harveston Lake is the Lake House. This beautiful building is over 8,000 square foot and can be booked for weddings and parties. Walking around the lake at night is an extra treat as the area is all lit up along with the many trails and buildings.

Harveston lake - The Lake House


Next to the lake house there is a large pool and spa.There is also for the young kids to enjoy a water fun park.

Harvestion Lake - Pool

They are still building new home here in Harvestion and the resale market is very strong. We have small homes and town homes,senior living areas, to large 3,000 + square foot homes. Most lots are small in size but there are many common areas to enjoy including one of Temecula largest sport parks were you can see the families enjoying the large grassy area or the kids playing baseball and soccer. This is a great area to fly kites as we have a nice breeze come through most every day. The air qualty is great. There is just to many great things about this area to put in this post,but guess what? I am a Realtor and would be happy to show you around Harveston Lake,that is unless Iam on my scooter riding around the lake.

Realty Works Temecula - Sidney Kutchuk - Broker

Contact me if your thinking about coming to Harveston Lake here in Temecula CA. I am the broker here at Realty Works Temecula. Sidney Kutchuk 951-217-6745 or email Sidney@RealtyWrks.com 

Should I short sale my Temecula house?

Temecula short sale signWhy should I short sale my Temecula house?

Chances are you already know the answer but need to rationalize it out
in your head before you go forward with a short sale.Let go over a few of the reasons a short sale may be the correct solution for you.

Obvious reasons.
  1. Your home has lost all is value and you see no recovery in the near future.
  2. Your payment has or is adjusting up and you can no longer make the mortgage payment.
  3. Job loss,reduction in pay,retirement,divorce,relocation,health……..
Not so Obvious.
  1. Current laws have opened a window for you to get a fresh start via a short sale.
  2. Current tax benefit windows will be closing soon.
  3. Failed loan modification

These are just a few of the facts that may answer your question,”should I short sale my house?”
I have been helping local Temecula sellers for over 16 years and have earned the title Short Sale Specialist and I’m a certified *HAFA short sale agent.

I can go over your situation in detail with you and then if you decide a short sale is for you we can go over the details on how to get your short sale approved.

*HAFA =Home Affordable Foreclosure Alternatives


Temecula Short Sale Agent, Cyber Sid at your service,Short Sale QR Code

Sidney Kutchuk  AKA…Cyber Sid
      SHORT SALE AGENT    www.aShortSale.com
CALL ME, 951.217-6745 cell

 41720 Winchester Rd #I  Temecula Calif. 92590      951.676-4663    DRE# 01156692   Google me

Short Sale options, choices, be aware

Published September 12, 2010 in Temecula Short Sale - 0 Comments

Short Sale options, choices, be aware.Temecula short sales


Sellers need too see and understand the whole process when they are considering a short sale vs foreclosure. I always tell my clients to seek legal and tax advise.But to see the whole picture and make the correct choice, sellers should know what the bank/lender is going to do/offer in a short sale.That is why I will ALWAYS recommend the short sale FIRST. By doing a short sale the seller will get from the lender/bank a letter in writing stating the terms of the short sale approval. THEN sellers will have the option based on the advise of all experts on what is best for them. They can stop the short sale process at anytime at no cost.

Wells Fargo Loan,Need a Temecula Short Sale agent call me.

Published September 12, 2010 in Temecula Short Sale - 1 Comment

Temecula Wells Fargo Short Sales are changing.
If you have a Wells Fargo Loan and need a Temecula Short Sale agent call me.

wells Fargo Short SalesI have been selected by Wells Fargo to test out their entry into the Equator system.
What does this mean to you? It means that I can streamline your short sale process.
The Equator system is a automated Internet based system that Wells Fargo is testing out
with only a few selected short sale specialist.

This is a FREE service to any Wells Fargo client. So if you have a Wells Fargo loan and have been told a short sale
is a solution for you, Call or email me for personal hands on service.

How to price a Short Sale Listing.

Published September 12, 2010 in Temecula Short Sale - 1 Comment

How to price a Short Sale Listing.

short sale pricingOK you have made the decision to short sale your home. Here is were you have your first disconnect.
With out the guidance of a short sale expert you would most likely overprice your home.
The goal in a short sale is to get an offer fast and one that the bank, your lender will accept.
Overprice the home and it will NOT generate an offer and your home will be foreclosed.
Underpricing the home WILL generate an offer that the bank will reject.
A Short Sale Specialist knows how to price your home for a successful short sale,not to high and not to low.
I am a Temecula Short Sale Specialist,call or email me for more details on how I price my short sale listings.

Temecula Short Sale Expert

Published September 11, 2010 in Temecula Short Sale - 0 Comments

What is a  Short Sale? Short Sale Expert

A Short Sale, also called “Short Pay” is a process through which your lender agrees to settle your loan for less than what is owed to them. They do this as an alternative to the expensive and time consuming process of foreclosure. Each lender has their own  process through which they decide whether or not to accept a short sale, and while there are many similarities, each has its own requirements for approval. As a third party mediator, we have a distinct advantage in negotiating with your lender.  Short Sales are a way for Temecula homeowners to avoid foreclosure on their homes and still be able to show the mortgage as paid on your credit report. If your lender has told you a short sale is an option for you,call me your Temecula Short sale Expert.