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Now, I would like to share a few ideas regarding how you get started on a Philadelphia / Wilmington, DE short sale. Now to recap, a short sale is when the property holder needs to sell their Philadelphia / Wilmington, DE house for a lesser amount than is currently owed. This can take place for a range of reasons. In spite of of the explanation, the process is very similar. You get a proposal for your house, we give it to the bank and ask them to accept it for less than what is currently owed.
How do you proceed in that procedure? The primary thing you have to accomplish is decide that you need relief. Whether it is caused by loss of income, medical expenses, divorce or any reason, we can assist you. Once you have decided that you would love to begin a short sale, the key is to take action swiftly. If you have fallen behind schedule on your mortgage payments we will have a limited time to present the lender with the proposal so that they do not proceed with foreclosure. As a result, you need to call us quickly so that we can jump in and provide you help.
Once you have chatted with us over the phone or attended one of our free of charge webinars we will present you with a packet that needs to be completed. A few of the things that we will need from you at the point in time of application are two years of tax returns, copies of bank statements, copies of pay stubs, and a hardship letter that describes how you got into the position that you are in.
After we receive all of that information, we send it to your bank. From this point you no longer have to work with your lender. It is our job to correspond with them to get the best outcome possible for you. Ultimately, the lender is going to pay us and take care of us at closing. Regardless of whether your Philadelphia / Wilmington, DE property sells or not, we are working for you for free.
Get more help from Philadelphia short sale Realtor, Matt Fetick, at Sold By Short Sale presented by the Premier Short Sale Realtor in Philadelphia and Wilmington