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We are the Josh Pomerleau Team, Minneapolis/St. Paul’s leading short sale team. We close tons of short sales and supply this blog to possible Minneapolis/St. Paul short sale clientele. Our objective is to keep you informed regarding the short sale progression in the Minneapolis/St. Paul area. We are going to help tons of people this year. We have found that we are especially focused on Minneapolis/St. Paul short sales and we do a very good job compared to our competition.
We sought to talk regarding what the owner needs to do to participate in a Minneapolis/St. Paul short sale. If you are thinking about a short sale, you can go to any bank website to discover what they need to close a short sale. We also have a packet that works for all lenders and that gets the progression going. Our forms are awfully simple to fill out.
The most critical document is your financial statement. It shows your earnings and monthly debts. Regularly homeowners overlook lots of their monthly debts, which is why we go through this form with you. There is also a hardship letter. We make that extremely simple by sending you a outline to follow. You can simply fill in the blanks. It’s possible that you might have a very hardluck account, but the bank is simply searching for a very plain cause like separation, employment loss, and so forth.
You will also require three sets of documents. Firstly, your lender statements are wanted. Secondly, your last two paystubs if you are working or a note that you are not employed. And the very last thing is your tax returns. This is for most scenarios. HOwever, there are times when your credit is so awful or you are so far overdue paying your mortgage that the lender will approve your short sale.
If you are searching for help with your Minneapolis/St. Paul short sale, please make contact with us today.
Get more help from short sale Realtors, Josh and Sarah, at Short Sale Shift presented by the Short Sale Specialists of Minnesota