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Hello, we are Derick and Andrea of the Capstone Team. We are the premier Bay Area short sale realtors. This blog is intended to help Bay Area homeowners stay informed of their options in avoiding foreclosure. Today we would like to chat with you regarding two gov’t programs, HAFA and HAMP, and their present timelines.
A lot of citizens in Bay Area have gone through the annoyance of attempting to acquire a loan modification only to have their home get foreclosed upon while they were in the loan modification process. Others have determined to do a short sale only to have the process go on for months at a time. Dependent upon the bank, the short sale may not be permitted, or since the procedure takes a long time, the buyer may make a decision to move on to a different home. With the new gov’t programs, this does not need to happen any longer! The time lines for HAFA and HAMP are significantly reduced.
These programs involve the same paperwork and an extra form or two to qualify for.Nonetheless, the process is significantly faster for both programs. You will also get an approval or disapproval quickly. This permits you to move on to your next choice right away and elude a foreclosure.
If you are thinking about a short sale and dwell in the Bay Area locale, call us for more details and to find out if you meet the criteria.
Get more help from short sale Realtors, Derick and Andrea, at The Capstone Team presented by the Short Sale Specialists of the Bay Area