Real Estate Broker for RealtyWrks.com Located in Temecula Calif. 92590 Short Sale Specialist www.aShortSale.com Free help for the D.O.D HAP program & US Treasury Dept HAFA program
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A Chapter 7 bankruptcy may relieve you of paying back the promissory note or mortgage on your home but it does not remove the lien. This means that after the bankruptcy is complete the lender still needs to foreclose in order to take back the collateral.
So you may end up with both a foreclosure and a bankruptcy.
Maybe, just maybe, a Temecula Short Sale would have avoided both. Contact a Temecula Short Sale Specialist to see how we can help.